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Guam Mortgage Loan Originator Continuing Education Courses

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Guam Continuing Education Requirements:

Total Hours National State
You Need: 8 8 0
We Offer: 8 8 0

Guam Requirement Detail for Mortgage Continuing Education

Hours Required by the State: 8 hours
  • 3 hours of federal law
  • 2 hours of ethics
  • 2 hours of non-traditional mortgage lending
  • 1 hour of electives

An MLO who has completed their pre-licensure education (PE) course requirements in the same year in which the license was approved, is not required to complete CE.

Course Duplication:

A licensee may not take the same CE course two years in a row.

Seat Time:

Seat time will be enforced and our online course delivery system manages this requirement.


NMLS Provider # 1405076
Course Completion Reporting:

Mortgage course completions are reported to the Nationwide Multistate Licensing System and Registry (NMLS). The NMLS recommends completing CE prior to the 12/31 deadline as licensees are unable to apply to renew their license if their CE is not complete.

NMLS recommended time frames:

SMART Renewal Deadline:

CE course reported to NMLS by Friday, December 10

At-Risk-to-Miss Renewal Deadline:

Course reported to NMLS by Friday, December 17

Guaranteed to Miss Renewal Deadline:

Course reported to NMLS on Friday, December 31

The CE Shop will report credits to the NMLS within 7 business days of course completion.

Guam Contact Details for Mortgage Continuing Education

Guam Department of Revenue and Taxation
Phone: 671-635-1833, 7664, 7688, 7689
Email: alice.cruz@revtax.guam.gov AND robert.tongson@revtax.guam.gov
Website: Guam Department of Revenue and Taxation

NMLS Resources for Mortgage Continuing Education

Guam MLO License Description Page
Professional Standards: Mortgage Education
Professional Standards: Criminal Background Check
Professional Standards: Credit Report
Professional Standards: MLO Testing